When I was one-and-twenty 
   I heard a wise man say, 
'Give crowns and pounds and guineas 
   But not your heart away; 

Give pearls away and rubies 
   But keep your fancy free.' 
But I was one-and-twenty, 
   No use to talk to me. 

When I was one-and-twenty 
   I heard him say again, 
'The heart out of the bosom 
   Was never given in vain; 
'Tis paid with sighs a plenty 
   And sold for endless rue.' 
And I am two-and-twenty, 
   And oh, 'tis true, 'tis true.